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Free tool · Comparisons and decisions

Insurance Quote Comparison

Lay the insurance quotes you received side by side and score them on cover, limits, exclusions, excess and premium with your own weights. Not advice.

  • Free
  • No sign-up to try
  • Works as you type
What are you comparing? (2 to 6)
Criteria and weights (1 nice to have, 5 must have)
  • Covers the risks we asked to insure
  • Limits and sums insured
  • Exclusions and conditions we can live with
  • Excess or deductible
  • Premium and how it's paid
  • Claims process and support
  • Insurer's financial strength (a rating we checked)

Score each option, 1 to 5

CriterionQuote AQuote BQuote C
Covers the risks we asked to insure ×5
Limits and sums insured ×5
Exclusions and conditions we can live with ×5
Excess or deductible ×4
Premium and how it's paid ×4
Claims process and support ×3
Insurer's financial strength (a rating we checked) ×3

Ranking

Score the options to see them ranked by your weights.

Free, no sign-up to try. Your comparison becomes a Room you can edit, publish and share.

See a worked example

How it works

How the Insurance Quote Comparison works

  1. 1

    Pick what to compare

    Choose from the list or add your own, two to six options.

  2. 2

    Weight and score

    Weight each criterion, then score each option from 1 to 5. The ranking updates as you go.

  3. 3

    Share and decide

    Create a Room with the comparison, a team vote and a checklist for the final decision.

Worked example

What it makes

The starting criteria for a insurance quote comparison, with example scores for three unnamed options to show how the weighting works. Your Room uses your own options and scores.

Criterion (weight)Option AOption BOption C
Covers the risks we asked to insure (5)5/53/54/5
Limits and sums insured (5)3/55/54/5
Exclusions and conditions we can live with (5)4/53/54/5
Excess or deductible (4)3/54/52/5
Premium and how it's paid (4)4/53/54/5
Claims process and support (3)3/54/52/5
Insurer's financial strength (a rating we checked) (3)4/53/53/5
Weighted score75.2/10071.7/10068.3/100

Weighted score = sum of (weight × score) ÷ sum of (weight × 5), out of 100.

Who it's for

Who uses it

  • Small business owners

    Compare renewal quotes on more than the premium.

  • Office managers

    Show the decision-maker how quotes differ on cover.

  • Households

    Line up home or car insurance quotes before you buy.

Good to know

What to consider

  • This lays out quotes you received; it isn't advice on what cover you need. Ask a broker or adviser if unsure.
  • Read each policy's exclusions and conditions before scoring; the cheapest quote often covers less.

Questions

About the Insurance Quote Comparison

Does WZRD rate these products?

No. You score each option on your own criteria; WZRD only does the weighted maths and lays out the result. Check prices and features on each vendor's own site, because they change often.

Does WZRD compare insurers or prices?

No. You enter the quotes you already have and score them; WZRD only does the weighted maths. It doesn't recommend insurers or policies.

Make your comparison now

Free, no sign-up to try. It becomes a Room you can edit, publish and share.

Create my comparison

Related

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  • Decision Matrix ToolMake any decision with a weighted decision matrix: list the options, weight the criteria, score each one and share the result so your team can vote.
  • Contractor Bid ComparisonLevel contractor bids on price for the agreed scope, how closely they match your spec, timeline and the checks you've done, then share a weighted comparison.
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